Guides, tips, pricing, incentives, builder information, and everything you need to know when buying a new construction home in South Florida.
49 articles from National House Search
Your monthly payment depends on which home you buy, what it costs, what loan you use, your down payment, and your credit — plus property taxes, homeowners insurance, and HOA dues on top of the loan…
Buying a new home is not like buying a resale home. The contract, deposit rules, inspection timing, and even agent registration all work differently. This checklist covers what to ask and what to get…
Builders describe homes by construction stage, not by whether you can move in tomorrow. A home with a certificate of occupancy has passed final inspection and is legally safe to live in. A home in…
Builders describe homes by construction stage, not by whether you can move in tomorrow. A home with a certificate of occupancy has passed final inspection and is legally safe to live in. A home in…
If you're looking at new construction in Palm Beach Gardens, the starting price is the least useful number you'll see. What actually decides your cost is the specific home, the lot, taxes after…
Buying a new construction home follows a different sequence than buying an existing one — no negotiating over someone else's repairs, but a process with its own steps and its own timeline.…
Mortgage underwriting is the lender's check that you can repay the loan and that the home is worth what you are paying. On a new-construction home, that check often happens more than once, because…
The down payment on a house can be as low as 0% to 3.5% of the price, depending on the loan. FHA loans need at least 3.5% down with a credit score of 580 or higher. Fannie Mae conventional loans can…
A certificate of occupancy (CO) is the official sign-off from the local building department that says a new home passed its inspections and can be lived in. On a new-construction home, it usually…
Seller concessions are money the seller or builder puts toward your closing costs, and every major loan type caps them. On a conventional loan backed by Fannie Mae, the cap is 3%, 6% or 9% of the…
Yes, you can often buy a new-construction home before you sell your current one, but you have to plan how you will qualify and how you will close. A home sale contingency lets you back out if your…
Yes, you can ask to negotiate with a home builder. The builder may accept, counter, or decline. Price, closing help, chosen features, and timing may be topics to discuss, based on the home and offer.…
